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Apartment Owners Insurance


Apartment Owners Insurance Information

What is apartment owners insurance?

As an apartment building owner, you have a responsibility to protect the buildings you own. Residents must get their own coverage to protect their belongings. But, the building structure and common areas are yours to protect with apartment owners insurance.

What can apartment owners insurance do for you?

Residents’ rental policies are limited and rarely cover the building itself. If a covered event damages your building, apartment owners insurance can help fund the repairs. A comprehensive policy can include the following:

  • Building coverage: Protects the building structures, common areas and tools/vehicles used to maintain the property.

  • Liability coverage: Protects you against lawsuits filed by visitors who suffer injury or property damage while in common areas. If these claims occur within a resident’s unit, it often defaults to his/her renters insurance.

There are other coverage options that can help protect your property. We will help you determine which options best suit your needs.

Get started!

Apartment owners insurance cannot help you until you get a policy. Contact our agency for personalized assistance today.



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Sergeant 55 Insurance & Real Estate
2951 West 15th Street
Plano, TX 75075


Phone: 469.214.4200
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